Does Kroger cash personal checks? (No, but…)
Cashing personal checks is a convenient way to get cash for the unbanked. It also comes in handy if you don’t have access to an ATM, or if you need to cash a check outside of bank hours.
Like most grocery stores in the U.S., Kroger stores allow its customers to cash a variety of checks. However, there are important things you need to know about Kroger’s cashing policy before you head there to cash a check.
For example, can the store cash your personal checks too? This comprehensive article will give you all the answers you are looking for.
Does Kroger cash personal checks?
No, Kroger does not cash personal checks. However, it helps cash the following kinds of checks:
- Employer’s Salary: These are payments made by employers to employees for services provided primarily as salaries or wages.
- Government inspections: These include temporary assistance for poor families, social security benefits, etc.
- IRS refund check: There are income tax refund checks.
- Settlement checks from insurance companies: These are insurance settlement checks for claims from insurance companies
- Business checks: These are checks issued by businesses. They may include refunds, payments for services provided to businesses, payments for research studies, and payments for blood and plasma.
- Cashier’s Checks: These are checks issued by the bank for a specific amount in your account or for the cash you have on hand
- Traveler’s checks: These are checks issued to tourists who are traveling or on vacation. The bank issues a traveler’s cheque for the specified amount based on the amount in your account or the cash you have on hand.
- Money Orders: You can buy these types of checks at a bank, post office, or other financial institution.
It’s important to note that Kroger does not cash third-party checks or entry checks.
How to Cash a Check at Kroger
You can cash any of the checks listed above at any convenient Kroger store near you. Follow these steps to cash your check:
- Identify a Kroger store near you
- Possess approved ID. This may be a driver’s license, a passport or tribal national ID card issued by the United States of America, and other relevant forms of ID.
- Make sure you have a taxpayer ID number or provide a social security number
- Bring the check you need to cash
- Endorsement on the back of the check
- Proceed to the customer service counter to cash the check
Does Kroger accept personal check payments?
Yes, Kroger accepts personal checks for internal purchases. However, the store does not accept personal checks as payment for grocery pickup or delivery orders.
Kroger will ask you to provide ID issued by the state where you shopped. It also accepts a driver’s license or non-driver photo ID.
Kroger Check Cashing Hours
One of the main benefits of caching your checks at Kroger is the flexibility of its hours of operation. Kroger’s check cashing service operates 7 days a week, 8am-9pm daily.
That way, you don’t have to worry about being locked in late afternoon or early evening if you commit elsewhere.
What are the fees for Kroger check cashing?
Kroger charges a reasonable fee for check cashing. It charges $3.50 for checks valued at $2,000 and below, and $6 for checks valued between $2.000.01 and $5,000.
However, if you cash your check with a Kroger Card in hand, the fee will be $0.50 less. You may also incur local or state taxes in addition to cash.
Kroger’s maximum limit for cashing checks
Kroger only stores cash checks with a minimum value of $5,000. However, restrictions may vary depending on your state. Therefore, you should confirm your state’s limit before heading to a Kroger store to cash your check.
Want to learn more about Kroger? Check out these related posts to find out if Kroger delivers, if Kroger offers cash back, and if Kroger owns Publix.
You cannot cash personal checks at any Kroger store. However, Kroger accepts other types of checks, which you can easily cash at a nearby convenience store.
Limits and fees for cashing checks may vary by state.
You can use Kroger’s store locator to contact your local Kroger currency service to inquire about the fees charged by the store you intend to visit.