Does Trader Joe’s accept American Express? (Everything is known!)
Credit cards are useful financial tools in this day and age. However, with so many banks and brands offering dozens of different cards, it can be confusing to keep track of which cards are accepted by different stores. For example, American Express, while a popular credit card, is not universally accepted in all stores.
Trader Joe’s accepts American Express. They also accept Visa, Mastercard and Discover cards.
Read on to find information on which stores accept American Express, and details on which stores don’t.
Do most grocery stores accept American Express?
Grocery stores are a popular place to pay with credit cards. Paying off small expenses on a regular basis is a great way to build credit, and some companies actually reward cardholders with cash back rewards for grocery purchases at certain stores. However, with so many different grocery chains in the US, it’s no surprise that not every card is universally accepted.
Most major grocery stores in the US accept American Express credit cards. However, some smaller independent grocers may not accept American Express.
Examples of grocery chains that accept American Express are:
- Food City
- shopping gift
- Trader Joe’s
- Whole Foods
- Wen Dixie
- and more
If you’re curious if your local grocery store accepts American Express or any other card, you can always call the store and talk to the staff. Most employees who answer the phone will know which cards are accepted and which are not.
Which stores do not accept American Express?
Some people who use American Express credit cards may notice that they are accepted in fewer stores than Visa or Mastercard. The reason is that American Express charges the company a higher fee per transaction than Visa or Mastercard. That could make it prohibitively expensive to accept American Express at some stores.
The only major stores that don’t accept American Express are Loblaw’s Group and Costco Warehouses. Smaller independent grocers may also not accept American Express.
Although Shoppers Drug Mart is part of Loblaw’s Group, they still accept American Express. All other Loblaw brands do not. It’s also worth noting that Costco also doesn’t accept Visa credit cards.
Fortunately, most major grocery brands can afford the increased cost, so American Express is accepted. Stores that don’t accept payments from American Express are typically smaller stores that have lower profit margins on sales than big brands.
Does American Express consider Trader Joe’s a supermarket?
As mentioned, some cards offered by American Express and other brands reward cardholders with cash back rewards when they use the card to buy groceries. This can go a long way to help keep food costs down, while also building credit by paying off routine small expenses.
For these incentive programs, credit card companies typically categorize different businesses based on the type of business they have. These categories determine which stores you can shop at to earn cash back rewards when using your credit card.
American Express does classify Trader Joe’s as a supermarket. This means that certain cards offered by American Express will earn you cash back when used at Trader Joe’s.
Many cards offered by American Express can earn cash at Trader Joe’s, such as the Blue Cash Preferred Card. It’s important to read the fine print with any credit card you use, as you may miss out on cash back or other incentives.
Trader Joe’s is a popular grocery chain with a strong focus on low prices, high quality, and a simplified customer experience. Therefore, they accept most major credit cards. They do not accept certain cards such as UnionPay, Diner’s Club or JCB.
If you’re curious about which cards your local grocery store accepts, you can always call and ask the staff what cards they accept. Most staff will be happy to provide you with information.
If you have any questions or concerns, please feel free to ask them in the comments section.