- Like most store cards, the TJ Maxx credit card comes with a high interest rate.
- Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.
Despite, What credit score do you need for a TJ Maxx card?
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won’t be the only factor taken into account, however, so this is only a guideline.
Following this, Does TJ Maxx card affect credit score?
A maximum of two hard inquiries might do a little hurting on your credit score. But multiple credit card applications with some of the affiliated retail stores of TJX might do some damage and can negatively affect your credit score.
Does closing a credit card hurt your credit? A credit card can be canceled without harming your credit score; just remember that paying down credit card balances first (not just the one you’re canceling) is key. Closing a charge card won’t affect your credit history (history is a factor in your overall credit score).
Still, What are the benefits of a TJX card? What are the benefits of the TJX Canada STYLE+ loyalty program?
- 30-day returns.
- Exclusive members-only contests.
- Extended shopping access.
- Advance tips on fresh arrivals.
- Special offers.
- Double the items in fitting rooms.
- eReceipts.
Is it hard to get a TJ Maxx credit card?
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
How many credit cards should I have to build credit?
Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time. Having very few accounts can make it hard for scoring models to render a score for you.
Is TJ Maxx credit card a hard pull?
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
Can I use my TJ Maxx credit card at Ross?
Maxx and its family of stores. This review focuses solely on the open-loop TJX Rewards® Platinum Mastercard®, which can be used anywhere Mastercard is accepted.
