Is Cash App available in Kenya? (all you must know)

Is Cash App available in Kenya? (all you must know)

Mobile payment apps make it easier to transfer cash between countries around the world.

Also, while Cash App is one of these popular payment apps, is it available in Kenya? Read on for everything you need to know!

Will the Cash app be available in Kenya in 2022?

Unfortunately, Cash App will not be available in Kenya in 2022. Also, this mobile payment app is only available in the UK and US. Therefore, users can only transfer cash to other customers within the country; therefore, using the Cash App internationally is not possible. However, there are other ways to send money to Kenya.

Read on to find out more about whether Cash App is available in Kenya and the alternatives you can use!

Where is the Cash App available?

Unfortunately, Cash App is only available in the US and UK.

Additionally, Cash App launched in the UK in 2018, and the app has not expanded to other countries since then.

This means that if you are in Kenya, you will not be able to use Cash App to send, receive money, transfer money or invest in stocks and cryptocurrencies.

Therefore, to access Cash App, you must be in the US or UK to download the app and complete the payment.

You will also need an associated bank account and local phone number.

Will Cash App come to Kenya?

There is no indication Cash App will expand its operations to Kenya, as the financial platform has not announced any plans to enter another country.

Also, Kenyan customers have alternatives like M-PESA that work similar to Cash App; therefore, they will face huge competition.

What are cash app alternatives in Kenya?

Since there are no cash apps in Kenya, consumers can rely on other payment apps to send and receive funds or make payments. Also, here is the app used.

M-PESA is listed as one of the largest mobile money services in Africa.

Additionally, M-PESA has been the top mobile payment service in Kenya since its launch in 2007.

In fact, in March 2022, the mobile service surpassed 30 million monthly active users in Kenya.

Apart from Kenya, the service is used in other countries including Tanzania, Ghana, Egypt and Mozambique.

Therefore, users in these countries can use the platform to send and receive money for a fee provided by the company.

In addition, M-PESA charges customers a fee for sending, receiving and withdrawing money based on the relevant amount.

M-PESA has also just launched the GlobalPay Visa virtual card; thus, Kenyan customers can use the service to make secure cashless payments at various merchants.

Also, the platform is an alternative to cash apps as it allows consumers to pay and send cash to other users.

You can also use PayPal to transact in Kenya as it works just like Cash App, allowing you to make online payments and send and receive money​​​.

However, to send money using this platform, your recipient also needs to have a PayPal account.

Fortunately, you can easily sign up for a PayPal account as an individual or business.

Additionally, as one of the world’s most popular payment apps, PayPal has over 200 million active accounts and over 7 million businesses signed up to the platform.

Unlike Cash App, which is available in two countries, PayPal is the global leader in online payments; therefore, it is available in 202 and 25 countries.

Plus, you can pay for your purchases and business transactions with PayPal for free.

Unfortunately, if the transaction involves currency conversion, you will incur some fees.

However, once you receive funds from other countries, you can transfer cash from PayPal to an M-PESA or bank account for easy withdrawal.

Another Cash App alternative in Kenya is Remitly.

Additionally, all you need to do with this service is to provide the recipient’s email address, name, address and debit card or bank account details to complete the transaction.

Plus, Remitly doesn’t charge a fee for sending money to Kenya.

Therefore, you can transfer money to a local bank in Kenya or M-PESA to allow customers to withdraw cash.

Alternatively, you can send money to Kenya using Xoom, a platform owned by PayPal.

However, the platform charges transaction fees and additional fees if you use a different currency.

Luckily, logging in is easy as all you need to do is use your PayPal credentials.

You can then top up using your PayPal account, debit card or bank account.

Also, if you send money via bank transfer, the money will arrive within a few hours and you can track your transaction through the Xoom app.

Wise is one of the most popular payment apps in the world, known for its fast transfers and low fees.

Additionally, Wise has a multi-currency account that you can use to hold and convert 53 currencies; therefore, it is ideal for sending money to Kenya.

However, to send money from the UK to Kenya, you’ll be charged a flat fee of £1.15 plus 0.62% of the converted amount.

Although you will be charged, Wise provides all fees upfront before you complete the transaction.

Additionally, you can choose to transfer the same day or instantly, and the cash should arrive within 30 minutes.

To learn more, you can also read our posts on why your Cash App won’t work, why Cash App charges, and how to unlock someone on Cash App.

in conclusion

Unfortunately, the Cash app is not available in Kenya as this mobile payment app is only available in the UK and US. Additionally, users can only transfer cash to other customers within the country; therefore, using the Cash App internationally is not possible.

However, there are other alternatives available for sending money to Kenya such as M-PESA, Wise, PayPal, Remitly and Xoom. Also, most of these services only charge a small transaction fee, especially if currency conversion is involved.