Does Walmart accept checks as a form of payment?
Walmart is one of America’s most popular household names and retailers of choice. The company’s goal is to provide safe, affordable food and appliances, offering innovative ways to keep payments fast and easy.
But does Walmart accept checks as a form of payment for customers? Here’s what I found!
Does Walmart accept checks as a form of payment?
Walmart does accept checks as a valid form of payment. All checks must match the details on the photo ID and pass verification checks by TeleCheck and Certegy. Customers can also claim up to $20 cash back when they pay by check,
If you plan to use your check at your next Walmart store, read on to learn more!
How does Walmart handle inspections?
Walmart will require check users to carry a valid photo ID, such as a passport or driver’s license, as it must comply before accepting checks.
The name on the check must match the name on the photo ID to prevent fraud and must be printed, not signed.
Your check will then require third-party verification by TeleCheck or Certegy. If the process fails, another payment method will be required.
Is there a limit to Walmart checks?
No, Walmart does not limit the number of checks you can use for payment. However, Walmart does not accept starter checks.
Banking providers may set daily spending limits for checks, but Walmart doesn’t have any.
Additionally, checks are accepted at regular cash registers only (no self-checkouts), and all checks must be in U.S. dollars and associated with a U.S. banking provider (foreign checks are not valid).
Can you get cash back with a check at Walmart?
Yes, $20 is the maximum cash back you can receive with a personal check at Walmart. You must credit the additional $20 to the full amount prior to writing the check.
To facilitate your transaction, you can ask the cashier if the cash amount in the register is correct before issuing the check. To learn more, you can also check out my post on Walmart’s cash back policy.
Is there a fee to pay by check at Walmart?
Yes, fees apply to users with insufficient funds at the time the check is written.
An additional $35 fee will be applied to your original deduction. As indicated by Walmart, the user agrees to this policy when the check is issued.
Can I cash a check at Walmart?
Yes, Walmart offers a check cashing service and they will accept the following checks:
- preprint
- Payroll
- Government and Taxation
- checkout counter
- Insurance settlement
- Money Gram money order
- bipartisan Personal Check – $2.00 limit
Redemption limits may depend on state law. You will be charged a cashing fee of $3.74 per transaction.
To learn more, see also my complete guide to cashing checks at Walmart.
in conclusion
Yes, Walmart accepts checks. Your check needs to match the details shown on your photo ID and pass a third party verification process. Checks are only accepted at the cash register where you can claim up to $20 in cash back.
