Does IKEA accept checks? [All You Need To Know]
Swedish brand IKEA has grown into a global conglomerate selling a wide range of affordable home furniture, build-your-own items, home accessories, and kitchen and bathroom appliances.
Checks are still popular today to avoid credit card fees, but does IKEA accept them? I have answers to your questions here!
Does IKEA accept checks?
IKEA does not accept checks as they incur high bank charges and do not guarantee full payment. There are various payment methods at IKEA, such as credit cards, debit cards, cash, IKEA gift cards and contactless mobile payments.
If you want to ensure a fast payment process at IKEA, read on!
What payment methods does IKEA accept?
IKEA is a modern brand committed to modern service, which is reflected in its current payment methods.
In addition to cash, most major credit and debit card networks such as VISA, VISA Electron, MasterCard, Maestri, Delta and American Express are accepted in IKEA stores and online.
Additionally, IKEA gift cards can be used for online and in-store purchases using a unique code and 4-digit PIN. Meanwhile, the IKEA Card is only accepted in-store.
Encourage customers to use fast payment methods such as contactless Apple or Android Pay linked to smartphones and watches.
Why doesn’t IKEA accept checks?
Companies such as IKEA are more likely to suffer a disadvantage when it comes to checking payments.
Not only will they incur substantial bank charges, but they also run the risk of running out of funds, which may not be compensated.
Additionally, IKEA primarily operates a self-checkout service, which cannot process checks.
Can I use a credit card instead of a check at IKEA?
Yes, credit cards supported by Visa, Mastercard, Maestro, Delta and American Express are accepted for purchases at IKEA.
If you’re interested in financing IKEA furniture, you might want to consider the IKEA Projekt credit card, which is exclusive to IKEA stores.
You can get up to 4.99% APR financing for 60 months on purchases of $5,000 or more. You don’t have to pay an annual fee to maintain the card or pay a prepayment penalty.
If you want to know more, you can check out our related posts on whether IKEA has a sale, whether IKEA has a military discount, and when IKEA will restock.
Conclusion: Does IKEA Accept Checks?
No, IKEA does not accept checks as they create large bank statements and there is a risk of insufficient funds for payment.
Many alternative payment methods are accepted in IKEA stores and online, such as most major credit and debit cards, cash, IKEA gift cards and mobile payment methods.
