Does Costco accept Visa and MasterCard gift cards for payment?
Checking out at Costco, one of the largest retailers in the world, has never been easier and easier because the store accepts a variety of payment methods.
Many people have Visa gift cards and they want to use them to buy various necessities, so does Costco accept Visa gift cards for payment? Here’s what I found!
Does Costco accept Visa gift cards as payment?
Costco does accept Visa Gift Cards as a form of payment at the warehouse and at Costco.com. Also, you can only use MasterCard and Discover gift cards at Costco.com, not in-store. Costco no longer accepts payment via any American Express card or product.
If you want to learn more about why Costco accepts all forms of Visa, why it no longer accepts Amex, and what other payment methods it accepts in-store and online, keep reading!
Does Costco accept American Express gift cards for payment?
Costco does not accept any type of Amex gift card (or any other Amex card) for in-store or online purchases.
Although Costco used to work with Amex, after switching to Visa in the summer of 2016, all Amex products no longer accept Costco payments.
However, if you can find an online gift card marketplace that sells Costco Cash Cards and accepts Amex credit cards and gift cards for payment, you can make purchases of equal value with Costco Cash Cards accepted in-store and online for members and non-members alike.
Does Costco accept Discover gift cards as payment?
Although Costco warehouses don’t accept any type of Discover card payment, you can use a Discover card or Discover gift card to check out at Costco.com.
Additionally, Costco’s online marketplace accepts Discover products, including JCB and Diner’s Club cards.
Does Costco accept Mastercard gift cards as payment?
Unfortunately, you cannot pay with Mastercard gift cards at Costco warehouses.
However, you can use Mastercard credit, debit and gift cards at checkout at Costco.com. That’s because Costco’s online shopping portal accepts nearly all types of cards and gift cards from major credit card partners, including MasterCard.
What payment methods are accepted at Costco warehouses?
Costco store locations in the United States accept the following:
- All Visa cards
- Business Check for Current Costco Business Members
- cash
- Costco cash card
- Electronic Benefit Transfer Card
- Mobile payment apps (including Apple Pay, Google Pay, and Samsung Pay)
- Most PIN-based debit/ATM cards
- Personal checks for current Costco Executive and Gold Star members
- Citi’s Costco Anywhere Visa Card
- travel check
What payment methods does Costco.com accept?
Costco.com accepts the following online checkout methods:
- All Visa cards
- Costco cash card
- Discover Cards (including JCBand Diner’s Club).
- MasterCard
- Most PIN-based debit/ATM cards
- Citi’s Costco Anywhere Visa Card
- Visa Click to Pay
To learn more, you can check out our other posts on whether Costco accepts MasterCard, whether Costco Gas accepts credit cards, and whether Costco sells Visa gift cards and Amazon gift cards.
in conclusion
You can use a Visa Gift Card to pay online and in-store at Costco, or any other type of Visa card. You have limited payment options in-store, but other credit cards and gift cards are accepted at checkout at Costco.com — including Discover and Mastercard products. Absolutely no acceptance of Amex products, either online or in store.
