Does T-Mobile Insurance Cover Cracked Screens? (all you must know)
Are you considering purchasing T-Mobile insurance, or have you already purchased insurance and accidentally damaged your phone screen?
Well, maybe you’re wondering if T-Mobile insurance covers a cracked screen and if you’ll have to pay a deductible. If so, keep reading below as I answer these questions and more!
Does T-Mobile Insurance Cover Cracked Screens?
All T-Mobile insurance plans, including Device Protection and Protection 360, cover a cracked screen as long as it was accidentally damaged and not intentionally damaged by you or someone else. Plus, you don’t have to pay high screen repairs, just pay the deductible in 2022.
Are you looking for specific details on how much it will cost to fix a cracked screen with T-Mobile? Well, I have everything you need to know about the subject, so read further to find out more!
How much does T-Mobile cost to fix a cracked screen?
You can get a cracked screen repair for just $29 as long as you use an Assurant Authorized Repair Center.
However, only front screen damage is repairable, and if the damage is on the back of the phone, it’s not covered by any T-Mobile insurance plan.
How many cracked screen repairs does T-Mobile Insurance cover?
T-Mobile has several different insurance options to choose from.
So you can make 2 or 3 claims per year depending on the insurance you have, although Protection 360 allows 5 claims.
So unless you own a Protection 360, any more than 2 or 3 cracked screen repairs in 12 months will not be covered by insurance.
So that means you’ll have to pay extra for cracked screen repairs out of your own pocket, which can be expensive depending on the device you own.
What do you need to file a cracked screen claim with T-Mobile Insurance?
If you want to file a claim with T-Mobile insurance for a cracked screen, you’ll need to prepare a few different things, including:
- Details about your cracked screen damage
- Make and model of your phone
- The serial number of the device you are claiming
- When the screen appears cracked
- How to pay the deductible
- T-Mobile password
- Contact information
- Shipping information, such as your address
How does T-Mobile Insurance handle cracked screen repairs?
Once you file a claim online and fill out the details about the device, you’ll get a list of replacement or repair options from which you can choose from a $29 screen-only repair.
For example, you can choose to take your phone to a local repair center, or you can choose to have the device replaced. Overall, how this situation is handled can vary.
What does T-Mobile insurance cover?
T-Mobile insurance plans cover nearly the same types of damage no matter which insurance plan you have, including:
- Accidental damage (cracked screen, water damage, etc.)
- theft
- lose
- Equipment failure
- Damaged phone charger
- damaged battery
- Damaged SIM card
What does T-Mobile insurance not cover?
T-Mobile insurance plans don’t cover many types of damage, such as:
- Damage due to abuse
- Damage caused by misuse
- intentional damage
- cosmetic damage
- act of god
- fire
- Unauthorized Repair
What is the deductible for T-Mobile insurance?
Deductibles for T-Mobile insurance plan claims range from $10 to $249, depending on the type of insurance claim filed.
Also, your deductible charges may vary depending on the make and model of the device you’re claiming, as well as the level and plan of coverage you have.
How Much Does T-Mobile Insurance Cost?
T-Mobile insurance costs anywhere from $7 per device per month to $15 per device per month, depending on the plan and tier.
For example, Tier 1 means your phone is worth up to $150, which will cost $7 per month, but if the phone is worth between $350 and $600, Tier 3 is $12 per month.
So depending on the value of your device, insurance may not be worth buying, since you’re paying $84 a year for a device that’s only worth $150.
To learn more, you can also read our posts on whether T-Mobile unlocks phones, T-Mobile works in Hawaii, and T-Mobile works in Alaska.
in conclusion
T-Mobile insurance does cover cracked screens, and you can get cracked screen repairs for $29 no matter what insurance plan you have.
However, T-Mobile insurance only covers front cracked screen damage, not rear screen damage, and does not cover intentional damage, only accidental damage.
