Does Target accept Visa and MasterCard gift cards? (full guide)
Gift cards from Visa and MasterCard have the added advantage of being accepted at most retail locations in the country, making them a great gift for loved ones.
Since Target is a popular destination for US shoppers and accepts a variety of payment methods, you might be wondering if Target also accepts Visa and MasterCard gift cards. Here’s what I found!
Does Target accept Visa and MasterCard gift cards?
Target accepts Visa and MasterCard gift cards in all stores and online. Customers can use a prepaid credit card gift card just like a credit or debit card, but there are some purchase restrictions. You can also buy Visa and MasterCard gift cards at Target.
If you want to learn more about Target’s prepaid Visa and MasterCard gift card policies, where you can use them and more, keep reading!
How do you pay with a Visa or MasterCard gift card at a Target store?
All Target stores that accept Visa and MasterCard debit cards also accept their prepaid gift cards.
To pay, you may present your physical Visa or MasterCard gift card at the employee’s register.
If you’re paying for an item at a self-checkout, scan the code on the back or enter the gift card number to use your gift card.
Can you use Visa or MasterCard gift cards with Target.com?
Customers who shop online at Target can use both Visa and MasterCard gift cards at checkout.
To apply your gift card balance, enter the gift card number in place of the long card number and the CVV code on the back when Target.com prompts for payment.
Additionally, digital Visa and MasterCard gift cards are also available at Target.com – copy the card number from the e-gift card email and use it at checkout.
You can view the CVV code on the back by clicking the link under the image of the card in the email.
What can a Visa or MasterCard gift card from Target be used for?
You can use a Visa or MasterCard gift card with almost every purchase at Target, including Target store gift cards.
However, some purchase restrictions apply – prepaid Visa or MasterCard gift cards cannot be used for ATM transactions, cash advances, or lottery purchases (classified as a casino transaction).
Additionally, you cannot use Visa or MasterCard gift cards to purchase any specialty or prepaid credit card gift cards at Target.
Can you use Digital Visa or MasterCard gift cards through Target Wallet?
While you can link regular debit cards to your wallet in the Target mobile app, you cannot add digital Visa or MasterCard gift cards to your Target wallet.
Digital and eGift Cards must be redeemed online or printed to be used in-store.
Does Target sell Visa or MasterCard gift cards?
Target sells Visa and MasterCard gift cards with different amounts of prepaid credit in increments of $25, $50, and $100.
You can choose a physical gift card or an e-gift card that will be emailed to the recipient.
Please note that customers are limited to purchasing up to 5 gift cards per day, and the activation fee charged at the time of purchase starts at $4 and increases based on the total amount of credit purchased in the gift card.
Remember, Visa and MasterCard gift cards cannot be purchased in bulk or topped up at any time.
To learn more, you can check out our related posts on where you can use the Target RedCard, whether Target accepts EBT, and where you can use Target gift cards.
in conclusion
Target accepts Visa and MasterCard gift cards in-store and online for nearly everything except other specialty or prepaid credit card gift cards. Customers can also purchase varying quantities of Visa or MasterCard gift cards from Target for a nominal activation fee. Digital Visa and MasterCard gift cards can be used online, but cannot be linked to your Target wallet.