Does Walmart cash out-of-state checks? (simple explanation)
In addition to selling groceries and premium merchandise, Walmart is committed to providing valuable services that help customers with their banking and money needs.
Since Walmart offers a wide range of in-store financial services, you might be wondering if Walmart cashes out-of-state checks. Here’s what I found!
Does Walmart cash out-of-state checks?
Yes, most Walmart locations cash out-of-state checks at their MoneyCenter counters. Walmart treats out-of-state checks the same as in-state checks and cashes them easily with valid ID.
Read on to learn more about cashing out-of-state checks at Walmart!
How do I cash an out-of-state check at Walmart?
Walmart will cash out-of-state checks using the same process as in-state checks.
Simply bring your check to a Walmart Customer Service Desk or MoneyCenter counter with valid photo ID, such as a passport or driver’s license.
Walmart will only cash checks from the person named on the check. Once verified, associated charges (see below) will be deducted from the total value and the remaining amount provided.
Additionally, Walmart policy limits transactions to 3 per person per day per state law.
How does Walmart disburse funds?
Typically, funds are disbursed in cash immediately once the out-of-state check is verified.
However, depending on your state and the location of Walmart, out-of-state checks can sometimes take up to 10 business days to clear.
How much does it cost to check out of state check cashing at Walmart?
Currently, Walmart charges $4 for any check up to $1,000, and $8 for checks worth $1,001 and $5,000.
Also, fees and charges may vary from January to April, so it’s best to contact Walmart’s customer support team for more information.
How does Walmart verify out-of-state checks?
Employees can use your valid photo ID to verify that the person named on the out-of-state check is made payable. Walmart also uses electronic third-party verification powered by TeleCheck or Certegy.
If TeleCheck or Certegy’s verification process fails, the out-of-state check will not be cashed. Often, checks fail due to printing issues, paper issues, or check setup.
What types of checks does Walmart cash?
Walmart is happy to cash out-of-state checks such as payroll, tax, cashier, insurance billing, 401(k), pension distributions, all preprinted, MoneyGram money orders, and two-way personal checks.
To learn more, you can check out our other guides on when Walmart stops cashing checks and whether Walmart accepts Comdata, handwritten, and third-party checks.
Conclusion: Does Walmart Cash Out-of-State Checks?
Yes, Walmart will cash out-of-state checks at the Customer Service Desk or MoneyCenter counter. All checks under $1,000 will be debited by $4 and $5,000 will be debited by $8. From January through April, when the limit is $75,000, checks over $5,000 will be charged a higher fee. Checks can only be cashed by the named payee. Make sure to bring photo ID for verification.
