Does Walmart Cash Social Security Checks? (full guide)
If you want to avoid a trip to the bank, you might be wondering if Walmart cashes Social Security checks.
Below, you’ll find my complete guide on whether Walmart offers this service, how much it costs, and how to cash your Social Security check. let’s start!
Does Walmart Cash Social Security Checks?
Yes, Walmart does cash Social Security checks through MoneyCenter in Walmart stores. Walmart charges $4 to cash Social Security checks up to $1,000 and $8 for checks worth $5,000 or less. Customers will need their social security number and valid photo ID for verification.
Read on for everything you need to know about cashing Social Security checks at Walmart!
How to Cash a Social Security Check at Walmart
Just go to your local store and an employee stationed at the customer service desk or MoneyCenter counter can process your Social Security check.
Make sure to bring a valid photo ID, such as a passport, driver’s license, or state-issued ID. Also, it is recommended that you have your social security number ready when you arrive.
Once the transaction is verified by the partner, the corresponding fee will be deducted from the social security check and you will receive the funds immediately.
How does Walmart disburse funds?
You can choose to receive funds in cash, or deposit all or part of the value on the Walmart MoneyCard, a prepaid debit card that can be used anywhere Visa is accepted. Every time you load your card through check cashing, you’ll be charged an additional $3.
Does Walmart charge to cash Social Security checks?
Yes, Walmart charges a small fee to cash Social Security checks. Checks worth $1,000 or less are set at $4, while checks of $1,001-$5,000 are charged $8. The maximum fee for two-party personal checks is $6.
The fee will increase for checks valid for the first 4 months of each year over $5,000. You’ll need to contact your local store for more information.
How does Walmart verify social security checks?
A Walmart associate will ask for a valid photo ID to make sure you’re who the check is written on.
Electronic verification tools powered by TeleCheck or Certegy will be used to verify social security checks. You may also be asked to show your social security number.
Does Walmart have a check cashing limit?
Yes, from May through the end of December, Walmart will only accept checks for $5,000 or less. From January to the end of April, the limit increases to $7,500. Walmart only allows 3 check-cashing transactions per customer per day.
Can Walmart refuse to cash my social security check?
Yes, Walmart reserves the right to reject any suspicious, expired, or handwritten Social Security check; signatures are excluded. Anyone without valid identification may be refused.
Social Security checks may not pass third-party verification due to printing or paper issues. You will need to call your check vendor for assistance.
For other services Walmart offers, also see our guide on whether Walmart can cash payroll, Wells Fargo, and initial checks.
in conclusion
Yes, Walmart will cash Social Security checks at the Customer Service Desk and MoneyCenters. You will need to bring photo ID and be ready to show your social security number. Checks of $1,000 will be charged $4 and checks valued at $1,001-$5,000 will be charged $8.
