Sam’s Club Cash Rewards (How It Works, Redeem, Benefits & More)
The number of perks available to members at Sam’s Club seems never-ending. Perks like free tire fittings and cash rewards make shopping at Sam’s Club well worth paying the annual membership fee.
However, you might be curious about the specs of the Sam’s Club cash rewards program. Is the cash rewards program available to all members? How does it work?
Here’s everything I found out through my research about the Sam’s Club Cash Rewards program!
Sam’s Club Cash Rewards
Sam’s Club cash rewards are only available to Plus tier members. Plus, members earn a 2% cash bonus on up to $2,000 in eligible merchandise purchases at one time. Additionally, Plus members can use the Sam’s Club website to redeem cash rewards for store credits or cash and view accruals.
To learn more about how Sam’s Club cash rewards work and which products are not eligible for cash rewards, keep reading!
How do Sam’s Club cash rewards work?
Certain Sam’s Club members are eligible to earn 2% cash back on qualifying purchases. Any redeemed savings or other discounts will be deducted from cash reward earnings.
Additionally, there is a maximum award amount within the membership year, which is 12 months from the date of membership activation.
Sam’s Club cash rewards are automatically deposited into your membership account approximately 2 months before the end of the membership year.
If you receive a refund or return any items during the year, the cash award will be deducted from your accrual.
Additionally, to earn and redeem Sam’s Club cash rewards, you must be an active member at the time.
How do you redeem cash rewards at Sam’s Club?
Sam’s Club makes it easy to redeem cash rewards!
Cash rewards you earn at Sam’s Club are automatically credited to your membership account at the end of every 12 months.
At the end of your membership year, your cash rewards are available for redemption. Sam’s Club allows you to exchange your cash rewards for store credit or cash at any Sam’s Club location.
Additionally, if you redeem your Cash Rewards for store credits, you can use your Cash Rewards for purchases online, in-store or in the Sam’s Club mobile app.
However, accumulated cash rewards can only be accessed and redeemed by the primary member of the membership account.
Accordingly, Sam’s Club cash rewards are non-transferable and non-transferable.
Do all Sam’s Club members get cash rewards?
Sam’s Club’s Cash Rewards program is an exclusive program for premium members.
Unfortunately, the 2% cash back bonus is not available to members with a club level membership program (the most basic membership program).
Additionally, cash rewards are only available to Sam’s Club members within the United States.
If you have a Plus membership with an add-on member, the add-on member is not eligible to earn cash rewards for himself or the primary member on the account.
Club level members do, however, have the opportunity to earn cash back. For example, all members of the Sam’s Club can apply for the Sam’s Club MasterCard, which offers eligible 1% cash back at club level.
Plus members who use the Sam’s Club MasterCard earn 3% cash back on eligible purchases.
Which products are eligible for cash rewards at Sam’s Club?
Most items sold at Sam’s Club are eligible for cash rewards. However, there are a range of products that are not eligible for cash reward income.
For example, you cannot earn cash rewards on the following items at Sam’s Club:
- Tobacco products (including e-cigarettes)
- Alcohol
- milk
- fuel
- gift card
- auctions
- lottery
- membership update
- pharmacy prescription
- stamp
- Photo Center Products
- mobile phone contract
- Services and labor (tire fittings, deliveries, eye exams, etc.)
- tax
- service plan
- Services and items sold by third parties through Sam’s Club (insurance, car purchase plans, subscriptions, etc.)
Sam’s Club’s website also states that they reserve the right to add, delete or modify eligible purchases as part of the cash rewards program without notice.
Are there limits to Sam’s Club cash rewards?
Sam’s Club does set a maximum balance for the total amount of cash rewards a member can earn.
For example, the maximum balance for cash rewards is $2,000.
Also, when you reach the $2,000 limit, you must redeem the cash rewards you’ve earned before you can start accumulating more rewards.
How do you check the status of your cash rewards?
Sam’s Club makes it easy to check the status of your cash awards using their website. First, check your cash rewards by logging into your account on the Sam’s Club website.
Then, click the “Cash Rewards” link in the “Your Account” drop-down menu to the right of the “Search” bar.
Another way to check on the status of your cash rewards is to visit your local store’s membership desk.
Just bring your membership card and a Sam’s Club employee will help inform you of the status of your cash rewards.
If you want to upgrade your membership to receive cash rewards, the Membership Desk can help you do that too.
Are cash rewards the same as Sam’s Club’s MasterCard cash back program?
Sam’s Club offers credit cards exclusively for members. However, Sam MasterCard and Sam’s Club cash rewards are two different programs.
Sam’s Club MasterCard is available to all members, but there is a difference in the amount of cashback Club, Plus level members can earn.
Club level members get 1% cash back, while Plus level members get 3% cash back. On the other hand, Sam’s Club’s cash rewards are only available to Plus level members.
Can You Use Sam’s Club Cash Rewards at Walmart?
One way to redeem accrued cash rewards is at the cash register during checkout at Sam’s Club.
So, after cashing out, you can use the money to buy items at Walmart or any other store.
What are the other benefits of being a Sam’s Club Premium Member?
Earning cash rewards is just one benefit of purchasing a premium membership plan.
For $100 per year, a Plus membership entitles you to free shipping on all online orders, shopping ahead of time, and free select generic prescriptions.
Additional privileges for Plus members include:
- 20% off select prescription glasses
- 15% Off Pandora Music Streaming Subscription
- 16 additional members, $40 off each
If you shop frequently at Sam’s Club, the Plus membership program is for you.
Also, the Plus membership is recommended for small businesses because you get access to all the benefits and tools that Sam’s Club has for small business owners.
For example, a cash rewards program is a way for business owners to earn money to put back into the business.
Now that you know about Sam’s Club cash rewards, you might also be interested in reading whether you can get a membership refund at Sam’s Club, our guide to Sam’s Club eyewear, and whether Sam’s Club can replace a lost membership card.
in conclusion
Sam’s Club Cash Rewards are available to Premium members only, earn 2% back on qualifying purchases, and can accumulate up to $2,000 in cash rewards over a 12-month period.
Plus, you can redeem cash rewards for Sam’s Club credits that you can use in-store, online or on the mobile app, or as cash at any store of your choice.
