- You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
- There is no way to pre-qualify for the TJX Store Card.
Despite, What credit score do you need for a TJX Mastercard?
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
Following this, What Bank owns TJ Maxx?
Synchrony Bank is the financial institution that is credit card issuer of the The T.J. Maxx Credit Card, and it is a Mastercard.
How hard is it to get Synchrony Bank? WalletHub, Financial Company
It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.
Still, What score is needed for Walmart credit card? Here’s what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.
Does TJ Maxx card affect credit score?
A maximum of two hard inquiries might do a little hurting on your credit score. But multiple credit card applications with some of the affiliated retail stores of TJX might do some damage and can negatively affect your credit score.
Does closing a credit card hurt your credit?
A credit card can be canceled without harming your credit score; just remember that paying down credit card balances first (not just the one you’re canceling) is key. Closing a charge card won’t affect your credit history (history is a factor in your overall credit score).
What is a good credit score?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
What does your credit score need to be for a TJ Maxx credit card?
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
Is it hard to get a TJ Maxx credit card?
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
What credit score is needed for a Walmart credit card?
Here’s what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.
How many credit cards should I have to build credit?
Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time. Having very few accounts can make it hard for scoring models to render a score for you.
What are the benefits of a TJX card?
What are the benefits of the TJX Canada STYLE+ loyalty program?
- 30-day returns.
- Exclusive members-only contests.
- Extended shopping access.
- Advance tips on fresh arrivals.
- Special offers.
- Double the items in fitting rooms.
- eReceipts.
What credit score do you need for a TJ Maxx card?
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won’t be the only factor taken into account, however, so this is only a guideline.
