Fake SSN for cash app: is it possible? legal? & more!
When signing up for Cash App, I realized I had to enter my SSN. I usually don’t like having this secret number anywhere, so it’s natural to wonder if it’s around.
Maybe a fake SSN from Cash App? Or is this illegal?
Fake SSN for Cash App
You should never use a fake SSN for Cash App or any other financial institution. There are a number of federal laws that regulate financial platforms like Cash App and Venmo. If you’re concerned or don’t have an SSN, it’s best not to enter any SSN, as you can still use Cash App without one.
This article looks at the need for Cash App and SSN: why you need an SSN, what is the number for, and what happens when you use Cash App without an SSN.
Does Cash App require an SSN?
Anyone, with or without an SSN, can create a Cash App account and use the money transfer service. However, without a valid SSN, your profile will be restricted and your account status will remain “Unverified”.
What are SSNs?
A Social Security Number (SSN) is a numerical identifier assigned to every U.S. citizen and other resident to track income and determine benefits.
These numbers were created in 1936 as part of the New Deal to provide retirement and disability benefits.
While the original intent of SSNs was to track income and provide benefits, these numbers are now used for other (and much more complex) purposes, such as identifying individuals for tax purposes, tracking credit reports, and verifying online identities.
Individuals in the United States need to provide their SSN to obtain credit, open bank accounts, receive government benefits, make major purchases, and access digital money transfer systems.
Read: Can you block someone on Zelle?
What can you do with Cash App?
Cash App is a peer-to-peer money transfer system developed by Block Inc. It allows users to send and receive money, and enables bank account-like functionality by providing users with a debit card (cash card) that enables them to use the funds to make purchases within their Cash App account.
The app also allows users to invest in stocks and buy and sell bitcoin.
Anyone can open a Cash App account. However, if you are interested in accessing each app feature, you will need to verify your identity. To do this, you must provide your date of birth, SSN, and sometimes your driver’s license.
Cash App statement:
Once your identity is verified, your Cash App account will be more secure and you will be able to apply for a Cash Card, buy and sell Bitcoin or invest in stocks. You will also be eligible for an increase in your sending limit.
Why does Cash App ask for a Social Security Number (SSN)?
Cash App will ask for an SSN as part of their account security procedures: a secure cash card, a secure mobile device and email, and finally an SSN for a secure identity.
Cash App also urges participants to keep their identities safe and never share or make the SSN available to anyone other than Cash App.Importantly, Cash App Support will no way SSN is required when providing support.
SSNs are issued by the Social Security Administration, and to obtain an SSN, you must file Form SS-5 with the Social Security Administration.
Other reasons you may need an SSN include:
- Open a bank account or other financial account
- Apply for a Federal Loan
- apply for unemployment
- as an identifier for tax returns
- get a driver’s license
- get a passport
- When enrolling in Medicare
Basically, it is one of the most important ID numbers in the US besides the passport number.
Can you use a fake SSN to buy Cash App?
Submitting a fake SSN for Cash App identification (or for any identification purpose) is Not recommended. The federal government has applicable laws that regulate all financial platforms, including Cash App.
This means submitting a false ID could cause problems beyond any financial platform you hope to use.
Cash App will ask you to verify your account so that the app remains as safe and scam-free as possible.
Like all financial institutions, federal law requires Cash App to apply for an SSN. While it’s impossible to completely avoid scams, the added security helps protect your identity and transactions.
How do you sign up for Cash App without an SSN?
Cash App requests personal information from you in accordance with the USA Patriot Act. Your SSN is the most important detail used to verify your identity.
As an unverified user, you can still send and receive cash through the app. However, it is important to remember that there is a limit to the amount you can send. The limit for sending within 7 days is $250 and the limit for receiving within one month is $1,000.
To open a Cash App account, you need to follow these steps:
- Download the app and create an account with a valid email address.
- Link your debit card information
- Find the “Remittance” tab and select “I don’t have an SSN”.
- Enter the phone number of the person you want to send money to
- Select Pay or Request.
- Wait for the verification code to be sent to the recipient.
- Let recipients know they need to enter this code into the verification box.
- Once they commit the code, the deal is done!
If you are unable to complete the transaction, please check that you have not reached your sending or receiving limit within 7 days. This is the most common problem with unverified Cash App accounts.
What Can Cash App Do Without an SSN?
Without a valid social security number, you can still create an account on Cash App and send and receive a limited amount of money.
The maximum amount you can send or receive is $250 in one week and $1000 in one calendar month.
You’ll be able to add or link a credit or debit card for transactions, and you’ll be able to use that card to pay at online stores.
In contrast, verified Cash App users can send up to $7,500 per week and receive unlimited funds, buy and sell bitcoin, and invest in stocks for any period of time.
summarize
Part of creating a Cash App account is choosing how you will verify your identity. You can omit this part of the process and still access the app — with limitations.
If you choose to verify your account and gain access to all features of the application, you must provide your SSN.
