Does Rite Aid accept CareCredit? (Everything is known!)
CareCredit offers consumers a variety of benefits. From special financing plans to covered prescriptions, this is a great card in your wallet.
But is it accepted everywhere? Can you use CareCredit with Rite Aid? We looked into it and here’s what we found…
Does Rite Aid accept CareCredit?
you were able Use your CareCredit card at nearly every Rite Aid store in the US, and your card will cover prescription, over-the-counter, and personal care services and products.
This article will describe CareCredit cards and how to use them with Rite Aid, how they work, and what to keep in mind.
What is CareCredit?
CareCredit is a line of credit for consumers whose medical bills and expenses are not covered by insurance. The credit is provided by Synchrony, a Connecticut-based financial services company.
You can use your CareCredit card at health care and wellness providers such as Rite Aid who are enrolled in the program, and Care Credit is one of many ways to pay your medical bills right away.
What is Ritual Aid
Founded in 1962, Rite Aid is an American pharmacy chain that provides customers with everyday pharmacy service, support and pharmacy products. They now have over 2500 stores in the US.
Rite Aid believes in a holistic approach to health and wellness, and they continually invest in resources and research to find ways to improve products and services and better meet customer needs.
What does Rite Aid sell?
Rite Aid has online shopping and street shops. In addition to pharmaceutical and wellness lines, Rite Aid also offers beauty products, vitamins and supplements, diet and fitness products, and personal care products.
It’s important to remember that your CareCredit will not cover all purchases made at Rite Aid. The following items cannot be purchased at Rite Aid with a CareCredit card:
- gift certificate
- Alcohol (cannot be purchased anywhere with a CareCredit card)
- Tobacco (cannot be purchased anywhere with a CareCredit card)
When will Rite Aid start accepting CareCredit?
Rite Aid and CareCredit partnered in 2016 with the common goal of making CareCredit more accessible and convenient to the CareCredit cardholder community.
The card is accepted immediately for all prescription and general merchandise purchases, health checks and vaccinations, and all charges incurred at RediClinics at certain Rite Aid stores.
The Acceptance Locator on CareCredit.com can be accessed online or from a mobile device to find where the card can be used.
What are RediClinics?
RediClinics is a retail convenience-of-care clinic located at (and owned by) Rite Aid stores. They are staffed by qualified nurses and physician assistants who diagnose and assist with common illnesses and health problems.
Redi Clinics offers health screenings, immunizations, physical exams and physical exams that you can book online.
You can use your CareCredit card at all RediClinic locations.
What does My CareCredit Card cover?
The CareCredit card covers a range of treatments and procedures not covered by insurance, so customers can buy or pay for essentials right away. Covered services include:
- pet care
- Medical Equipment and Supplies
- Surgery and Hospitalization
- Pharmacy Demand (Rite Aid)
- lose weight
- health expert
Where can I use my CareCredit Card?
First, you can’t just use your CareCredit card to buy anything. They are only eligible for approved health care purchases and expenses, and you can only use one of them at providers who are enrolled in the plan.
Currently, more than 22,500 providers nationwide are enrolled in the program.
Registered providers can include:
- Medical specialists such as ophthalmologists, dentists, cosmetic surgeons and dermatologists
- Hospitals, surgical centers, medical imaging services, laboratories
- Pharmacies and medical device suppliers (e.g. Rite Aid)
- Fitness and Rehabilitation Equipment Supplier
- Veterinarians and Pet Care Providers
You may not necessarily get the services of your preferred doctor or local chemist. Always check first.
How does the CareCredit card work?
CareCredit card is postpone interest rate, which means the interest on your purchase is for later. As long as you pay the balance within the offer period, you will not pay any interest on the card.
However, if you do not or cannot make a payment by the end of the specified time, and the offer period has expired and you still owe money on the card, you will pay interest full original amount You borrow, not just what’s left (even if it’s only $2.00 left).
Interest in the CareCredit card is very high. While this offer looks good at first, after a while your original debt is at 26.00% APR, which is a frustrating end to your financial plan.
The CareCredit card also has lower interest options for larger medical bills and is eligible for long-term loans. The interest rate depends on the amount you borrow and the loan term of the contract.
For example, if you need to borrow $1000, the following options are available:
- 14.9% APR for 24 months
- 15.9% APR for 36 months
- 16.9% APR for 48 months
Purchases of $2,500 or more qualify for a 17.9% 5-year loan. However, you might be able to match it with a personal loan (or better).
Always investigate options before committing to any credit card plan, as these are best for last-minute situations.
How soon can I use my CareCredit card at Rite Aid?
Once you are approved, you can use your CareCredit. The application process includes an online application, company approval, and mailing a credit card.
The online (or phone) application process is quick and easy, but to be approved you need a credit rating of around 600. Once approved, you will receive a CareCredit card in the mail, which takes approximately 14 days.
However, you don’t need to wait for your card to start working. CareCredit customers can use their card at Rite Aid (or any other approved provider) even before the physical card is shipped.
Figuring out which companies accept CareCredit cards and which ones don’t can be confusing, and calculating exactly what CareCredit covers is even more confusing, especially when you’re also dealing with large and ongoing medical bills.